# FactorBasis

> Business funding, explained with the numbers attached.

FactorBasis is a reference desk for business funding. We explain merchant cash advances, revenue-based financing, lines of credit, term loans, SBA loans and invoice factoring in plain English, put their costs side by side, define the terms the agreements use, and offer calculators that turn a quote into dollars. When a reader is ready to compare real offers, our network of funding partners can price their business — and we say plainly when a bank is the better answer.

## Start here

- [Home](https://factorbasis.com/): the front page — what each funding option costs, side by side
- [Library](https://factorbasis.com/learn): answer-first explainers; every page opens with a two-sentence direct answer
- [Glossary](https://factorbasis.com/glossary): plain definitions of business-funding terms
- [Compare](https://factorbasis.com/compare): funding options side by side with typical cost, speed, term and requirements
- [Calculators](https://factorbasis.com/calculators): factor rate → total cost and APR-equivalent; how much a business may qualify for
- [Apply](https://factorbasis.com/apply): the funding request form
- [About](https://factorbasis.com/about): how the site is written and how it is paid
- [Contact](https://factorbasis.com/contact)

## Calculators

- [Factor rate calculator](https://factorbasis.com/calculators/factor-rate): Turn an advance quote — amount, factor rate, term, remittance schedule — into total payback, the cost in dollars, the daily or weekly remittance and the APR a loan would need to cost the same.
- [How much can I qualify for?](https://factorbasis.com/calculators/qualify): An estimated funding range from average monthly revenue, time in business, open positions and credit band — the way an underwriter sizes a first look.

## Library

- [Revenue Based Financing: How It Works, Costs and Options](https://factorbasis.com/learn/revenue-based-financing): Revenue based financing gives a business cash up front in exchange for a fixed share of future revenue, until a set total has been repaid. Its cost is quoted as

## Comparisons

- [Small Business Cash Advance: Costs, Terms and Alternatives](https://factorbasis.com/compare/small-business-cash-advance): A small business cash advance gives you a lump sum in exchange for a larger repayment amount taken from future sales, usually within days of approval. Its cost 

## Policies

- [Privacy](https://factorbasis.com/privacy)
- [Terms](https://factorbasis.com/terms)

## Contact

- Email: info@factorbasis.com
- Email: support@factorbasis.com